Your Buyer's Guide
Ashley Jeffery BROKER C: 705.349.8859 | O: 705.767.2121 info@ashleyjeffery.ca | ashleyjeffery.ca
Chestnut Park® Real Estate Limited, Brokerage 2676 Muskoka Rd 117, Lake of Bays Ontario, P0B 1A0
Find your dream home
quickly and easily about me As a long time Muskoka cottager and now permanent resident, Ashley brings over 14 years of sales and marketing experience and a reputation of honesty, trustworthiness and superior negotiating skills to Lake of Bays Realtors - Chestnut Park Real Estate Ltd. Patient, genuine and committed to her clients’ success Ashley joined Chestnut Park, where she works as a Realtor to help her clients navigate the Muskoka market and provide valuable insight into the lifestyle afforded by each small town. Ashley has a keen eye for interior design and a knack for seeing potential in every property. Ashley is a proud mom of her daughter and identical twin boys. When not holding an open house or searching for the perfect property for a client, Ashley enjoys relaxing at the lake with her family and being on the trails of Muskoka! “And into the woods I go, to lose my mind and find my soul†- John Muir
reasons to 
work with me
Unparalleled Service You will receive unparalleled service customized to your unique needs. I take the time to discover what matters most to you and your family and provide advice, insight and access to the properties and neighbourhoods that best match your needs. Market Knowledge With access to the best market reports, statistics and local intelligence, I have my fingers on the pulse of your most desired neighbourhoods. I feel movements and shifts immediately and respond quickly to new property opportunities on your behalf. Price Guidance Your home will be priced competitively using our proven property evaluation process and our extensive knowledge of current market conditions to get the highest price possible. Marketing with Unmatched Global Reach Our marketing techniques have local and global reach that providing unmatched exposure to propel your listing above the competition. Negotiation Skills I am constantly brokering deals in the communities I serve, so I know exactly what’s going on in terms of trends, pressures and opportunities. I use this knowledge to develop a strong bargaining position so you achieve the best possible results at the negotiating table. Proven Performance Our sales record speaks for itself. I will strive to sell your home in the shortest number of days for the best possible price.
Understanding
agency relationships
The relationship between a real estate brokerage and a client is called an “agency†
and there are three kinds of agency relationships:
Seller Representation Represents the seller exclusively and must do what is best for the seller of the property. sales representatives are legally obliged to tell the seller anything known about a buyer, including if that buyer is willing to pay more. A written contract called a listing agreement creates an agency relationship between the seller and the brokerage and establishes seller representation. This agreement ensures that the sales representative and brokerage look after your best interests, establishes a fee arrangement for the Realtor services and helps clarify who is responsible for what. Confidences a seller shares with a seller’s sales representative must be kept confidential from potential buyers and others. Buyer Representation Represents the buyer exclusively and must do what is best for the buyer. A written contract called a buyer representation agreement creates an agency relationship between the buyer and the brokerage and established buyer representation. This agreement ensures that the sales representative and brokerage look after your best interests, establishes a fee arrangement for the Realtor services and helps clarify who is responsible for what. Multiple Representations Occasionally, a real estate brokerage will represent both the buyer and the seller. In some instances this will involve two separate sales representatives with the brokerage and in others it will be the same representative representing both buyer and seller. Both the buyer and seller must provide written consent and the sales representative must always provide full and timely disclosure of all pertinent information to both parties. Representation agreements describe the rights and duties of everyone involved and any limitations to those rights and duties.
prioritize your 
wants & needs
Preferred property type: â–¢ Single Family Home â–¢ Low-Rise House / Apartment â–¢ High-Rise House / Apartment â–¢ Vacation Home â–¢ Rural Land â–¢ Country Residential â–¢ Town Home â–¢ Multiplex â–¢ Vacant Lot / Land â–¢ Other ________________________
Currently: Do you have a house you want to sell before this purchase? â–¢ Yes â–¢ No
Property features: External: Square Footage ___________________________________ Lot Size ___________________________________ Garage/Parking Spaces ___________________________________ Do You Require: Outdoor Space â–¢ Yes â–¢ No Garden Space â–¢ Yes â–¢ No Pool â–¢ Yes â–¢ No Hot Tub â–¢ Yes â–¢ No
Budget — Are you pre-approved? ▢ Yes, which bank? __________________________________ Up to how much? ________________________ ▢ No
Property usage: â–¢ Primary Residence â–¢ Vacation/Recreational Home â–¢ Investment/Rental Property â–¢ Other _________________________________
Buyer Name: _________________________________________________________________________________________________ Buyer Name: _________________________________________________________________________________________________ Address: ____________________________________________ City: _______________________________ Province: _______ Phone: (Home) ________________________ (Work) _____________________________ (Cell) __________________________
Email: _________________________________________________________________________________________________________
Internal: Number Of Bedrooms __________________________________ Number Of Washrooms __________________________________ Finished Basement â–¢ Yes â–¢ No Any Special Feature Requests _________________ _________________ _________________ _________________ _________________ _________________
get a mortgage pre-approval
Having a pre-approved mortgage will give you the confidence of knowing exactly what you can spend on a home and how much of a down payment you can offer, before you start looking. You will also be protected against interest rate increases for a defined period of time while you look for your new home. Access an extensive network of mortgage experts We connect you to our extensive network of lending institutions and mortgage specialists who will help you to select the right type of mortgage and terms you can live with. Your mortgage specialist will provide 
insights on common questions like: Buy or sell first? Amortization period? Fixed or variable mortgage? Open or closed mortgage? How to become mortgage-free faster?
From offer to 
closing and beyond
Organize and attend home inspections, if required
 Provide you with a detailed list of estimated closing costs
 Provide you with a list of recommended professionals such as lawyers, home inspectors, surveyors and mortgage professionals
 Prepare all paperwork associated with submitting an offer, present your offer directly to the seller and their agents where possible, and talk you through the detailed paperwork and its many clauses
 Advise you on negotiating strategies to obtain the best possible price under the best possible terms for you
 Negotiate for your best interest, keeping you fully informed throughout the process and outlining your options
 Secure and deliver your deposit cheque to the listing brokerage as per the terms of the agreement
 Deliver executed paperwork to lawyers, mortgage professionals and other necessary parties
 Coordinate with bank appraisers for the assessment of the property, as required
 Organize inspections to satisfy all outstanding conditions, as required
 Coordinate and attend all purchaser visits prior to closing
 Stay in close contact with your lawyer to ensure a smooth closing
 After closing, keep you up to date with frequent neighbourhood sales updates and monthly market reports
 I will act at all times with your best interest in mind, and comply with the Real Estate Counsel of Ontario Code of Ethics, The Ontario Real Estate Association, The Canadian Real Estate Association and The Privacy Code of C.R.E.A.
keep track of what you see buyer’s comparison tool
House 1
House 2
House 3
Address
Price
Square footage
Exterior
Curb appeal:
Visually appealing?
Well maintained?
Lot size
How does it compare to neighbours?
Yard and landscaping
Number of garages/parking spaces
Extras? (e.g. pool, hot tub, cabana, shed, etc.)
Interior
First impression
Floor plan:
Well laid out?
Condition:
Well maintained or does it need lots of work?
Deposit Deposit cheques are typically 5% of the purchase price and are either submitted with your offer or within 24 hours after acceptance. Deposit cheques are held in the listing broker’s trust account and may earn interest until the date set for closing. Terms Terms are the clauses that make up the contract. These are items that are agreed to and must be upheld to prevent a breach of contract. Along with standard terms, buyers and sellers can add terms which are open for negotiation. Conditional Offer An offer that includes conditions inserted by the buyer or seller that must be satisfied prior to the offer becoming firm and binding. Examples are conditions on home inspection, financing, status certificate or sale of the buyer’s home. Clean Offer An offer to purchase without any conditions included. If accepted, the clean offer will become a firm and binding agreement between buyer and seller. Chattels A moveable possession and/or personal property. Chattels are usually described as items that may be removed without injury to the real property. Examples could be appliances, window coverings and electric light fixtures. Chattels will be described as being either included or excluded in the purchase price within the Agreement of Purchase and Sale form.
Common 
real estate terms
This is not intended to solicit buyers or sellers currently under contract with a broker.
705.349.8859
info@ashleyjeffery.ca
ashleyjeffery.ca
Ashley Jeffery
Broker
Chestnut Park® Real Estate Limited, Brokerage | chestnutpark.com
